![]() You will only pay taxes when you begin to take distributions.Īnother option is to use a Roth IRA, also available through Edward Jones. That way, you can invest a maximum into your account, so that you have more room for growth. With a traditional IRA, you don't pay any taxes on your contributions. You can get a traditional IRA through Edward Jones. An IRA is an individual retirement account that is not subject to the same rules and regulations as your employer plan. You can take part of or all of the funds from your employer 401(k) and move them into a new IRA instead. Some of their options are 401(k) rollovers. You can talk to a financial advisor about the differences if you're feeling lost. The right retirement account for you will depend on factors like your age, plans for long term growth, and employment. Edward Jones offers several different types of retirement account, as well as different investor accounts for your cash savings.
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